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Types of Private Health Insurance And Coverage

Private health insurance policies for travel nurses cover some of the costs of treatment in a private hospital. Insurance can also help cover 'extras' – other medical services such as dental, physiotherapy, optical, and more.

Private health insurance allows travel nurses to be treated as private patients. It can also pay for treatments that Medicare doesn't cover, like physiotherapy, dental and optical (eye treatment). You can also visit www.travelnursehealthinsurance.org/private-insurance to buy best private insurance for travel nurses.

With private health insurance, you might be able to choose your own doctor, be treated in a private hospital, or as a private patient in a public hospital. In some situations, it might mean you’re treated faster.

Generally, there are two types of private health insurance:

Hospital cover: this covers treatment and accommodation in a hospital, allows you to choose your own doctor, and decide whether you will be treated at a public or a private hospital that your doctor attends.

General treatment cover: also known as ‘ancillary’ or ‘extras’ cover, which includes health services not provided by a doctor, such as dental work and physiotherapy.

Most private health insurers offer combined policies to cover both hospital and general treatment services, or you can buy separate hospital and general treatment policies.

If you would like to get private health insurance, you need to buy a policy from a registered health insurer and pay regular premiums to stay covered.